Disclaimer & Terms of Use
1. General Disclaimer
The Property Tax Guides Property Tax Calculator ("we," "us," "our," or "the Service") provides property tax estimates, information, and tools for educational and informational purposes only. By using this Service, you acknowledge and agree to all terms in this Disclaimer.
2. Calculator Accuracy & Limitations
Estimates Only: All calculations, including those from our traditional calculator and AI assistant, are estimates based on publicly available data and generalized methodologies. These estimates are NOT official tax assessments and should not be relied upon for financial, legal, or tax planning decisions.
Actual property taxes may differ significantly due to:
- Special assessments, bonds, or levies not included in our calculations
- Municipal Utility Districts (MUDs), Public Improvement Districts (PIDs), Community Development Districts (CDDs), or Mello-Roos assessments
- Changes in tax rates, exemptions, or laws after our last data update
- County-specific application of exemptions and caps
- Property-specific factors (deed restrictions, agricultural use, etc.)
- Rounding differences and calculation methodologies
- Assessment appeals, protests, or adjustments
- Errors or omissions in publicly available data sources
- Time delays in data updates (rates may be outdated)
3. AI Assistant Disclaimer (Beta)
⚠️ BETA FEATURE: Our AI Tax Assistant is an experimental feature powered by third-party artificial intelligence (OpenAI GPT-4o-mini).
AI Limitations & Warnings:
- Not Verified: AI responses are generated automatically and may contain errors, inaccuracies, or outdated information
- Hallucinations: AI may generate plausible-sounding but incorrect information ("hallucinations")
- Not Legal/Tax Advice: AI responses do not constitute professional tax, legal, or financial advice
- No Guarantee: We do not guarantee the accuracy, completeness, or timeliness of AI responses
- Verify Everything: Always verify AI responses with official sources and qualified professionals
- County Variations: Tax laws and exemptions vary significantly by county—AI may not capture all local nuances
- Beta Status: Features may change, be discontinued, or contain bugs without notice
Use AI Responses at Your Own Risk. We assume no liability for decisions made based on AI-generated content.
4. Not Professional Advice
No Attorney-Client, Accountant-Client, or Advisor Relationship: This website and its content (including AI responses, guides, calculators, and articles) do not constitute:
- Tax advice or tax preparation services
- Legal advice or legal representation
- Financial planning or investment advice
- Real estate appraisal or valuation services
- Government-endorsed or official information
Consult Professionals: For matters involving property taxes, exemptions, appeals, or legal rights, consult a qualified tax professional, attorney, or certified public accountant (CPA) licensed in your state.
5. Third-Party Services & Affiliate Links
This website may contain:
- Affiliate Links: Links to third-party services (e.g., property tax protest companies, real estate services) for which we may receive compensation. We do not endorse, guarantee, or assume responsibility for any third-party services.
- Advertisements: Third-party advertisements displayed via Google AdSense, Adsterra, or other networks. We do not control or endorse advertised products/services.
- External Links: Links to county websites, government resources, and other external sites. We are not responsible for the content, accuracy, or privacy practices of external sites.
Use Third-Party Services at Your Own Risk. We assume no liability for services provided by third parties.
6. No Warranty - "AS IS" Basis
THIS SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
- Warranties of merchantability
- Fitness for a particular purpose
- Non-infringement
- Accuracy, reliability, or completeness of information
- Uninterrupted or error-free operation
- Freedom from viruses or harmful components
We make no warranties or representations about the accuracy, reliability, completeness, or timeliness of any content, calculations, AI responses, or information provided on this website.
7. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
IN NO EVENT SHALL PROPERTY TAX GUIDES PROPERTY TAX CALCULATOR, ITS OPERATORS, OWNERS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES (INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, REVENUE, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES) ARISING OUT OF OR RELATING TO:
- Your use of or inability to use this Service
- Any errors, inaccuracies, or omissions in calculations or content
- AI-generated responses or recommendations
- Reliance on information provided by this Service
- Property tax payments, penalties, or financial losses
- Legal disputes or tax audits
- Third-party services, products, or websites
- Unauthorized access to or alteration of your data
- Service interruptions, errors, or bugs
This limitation applies regardless of the legal theory (contract, tort, negligence, strict liability, or otherwise) and whether or not we have been advised of the possibility of such damages.
8. Indemnification
You agree to indemnify, defend, and hold harmless Property Tax Guides Property Tax Calculator and its operators, owners, employees, and affiliates from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or relating to:
- Your use of this Service
- Your reliance on any content, calculations, or AI responses
- Your violation of this Disclaimer or any applicable laws
- Your violation of any third-party rights
9. Data Sources & Updates
We compile data from publicly available sources including county websites, state databases, and government publications. While we strive to maintain current information:
- Tax rates and exemptions change frequently
- Data may be outdated, incomplete, or incorrect
- We do not guarantee regular updates
- Beta features may use cached or approximate data
Always verify current rates and exemptions with your county appraisal district.
10. User Responsibilities
You are responsible for:
- Verifying all calculations and information with official sources
- Understanding that estimates are not official tax assessments
- Consulting qualified professionals before making financial or legal decisions
- Meeting all property tax deadlines and filing requirements
- Ensuring eligibility for exemptions and deductions claimed
- Using this Service in compliance with all applicable laws
11. Privacy & Data Collection
Your use of this Service is also governed by our Privacy Policy. By using AI features, you acknowledge that:
- Queries may be logged for analytics and improvement
- Personal information (SSN, credit cards, emails) is sanitized from logs
- IP addresses may be logged for rate limiting and security
- We use third-party services (OpenAI, Google Analytics, advertising networks)
12. State-Specific Disclaimers
13. Changes to Disclaimer
We reserve the right to modify this Disclaimer at any time without notice. Your continued use of this Service after changes constitutes acceptance of the updated Disclaimer. Please review this page periodically.
14. Severability
If any provision of this Disclaimer is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
15. Governing Law
This Disclaimer shall be governed by and construed in accordance with the laws of the United States and the State of Property Tax Guides, without regard to conflict of law principles. Any disputes shall be resolved in the appropriate courts of Property Tax Guides.
16. Contact Information
If you have questions about this Disclaimer or Terms of Use, please contact us through our Contact page.
Last Updated: October 2025
Effective Date: October 2025